Last reviewed: . Rules change — always confirm details with the official sources below.
What is a blocked account?
A blocked account (Sperrkonto) is a special bank account for international students. You deposit the amount required for one year before applying for your visa. After you arrive in Germany, a fixed monthly amount is released to you, so the money covers your living costs over time.
It is one of the most common ways to provide the proof of financial resources that German missions ask for in student visa applications.
How much money is required?
The required amount is set by the German government and is adjusted from time to time. Because it changes, we do not quote a figure here. Check the current amount on the website of the Federal Foreign Office or the German mission responsible for your application before you open an account.
How it works, step by step
- Choose a provider that the responsible German mission accepts
- Open the account online and complete the identity check
- Transfer the required amount — international transfers can take several days
- Receive the confirmation and include it in your visa application
- After arrival: activate payouts to a German bank account and receive the monthly amount
Alternatives to a blocked account
Depending on your situation, German missions may also accept other proof of financial resources, for example:
- A formal obligation letter (Verpflichtungserklärung) from a person living in Germany
- A scholarship confirmation that covers your living costs
Common mistakes to avoid
- Transferring less than the full current amount
- Waiting too long — the account and transfer should be complete before your visa appointment
- Using a provider the responsible mission does not accept
- Confusing the blocked account with health insurance, which is a separate requirement
Frequently asked questions
Is a blocked account mandatory for a German student visa?
Not always. It is the most common proof of financial resources, but missions may accept alternatives such as a formal obligation letter or a scholarship. Check the requirements of the German mission handling your application.
Can AVIORA EDU open a blocked account for me?
No. You open the account yourself with a provider. We explain how the proof of funds fits into your visa application and help you prepare complete documents.
When should I open a blocked account?
As soon as you have your admission, or earlier if your visa appointment is close. Opening the account and transferring the money can take time.